(a Geico commercial comes on)

Wee Boy: Dave what company is this lizard for?
Me:Geico..it’s an insurance company.
Wee Boy: what’s that?
Me: it’s a service you pay for so when you have a car accident, they cover the costs.
Wee Boy: are they a lot of money?
Me: Oh yeah. Accidents can cost thousands of dollars
Wee Boy: What?! And I’m supposed to trust my insurance with a lizard?!